Terms & Conditions


Access to and use of this website are subject to the following conditions. Please do not use this website unless you agree with these conditions. This website has been developed by BEACON Project, and is administrated by the same. We reserve the right to discontinue or to make partial or complete modifications to this website or to the Conditions of Use. Please note that we may make such changes at our own discretion and without prior announcement. We must therefore ask you, next time you visit this website, to view the conditions again and to note any changes or amendments that may have been made.


Introduction

BEACON is a cloud computing platform, available on a website and by mobile application, which supports the Agricultural Insurance (AgI) companies to achieve a better risk and damage assessment within their AgI products; enables them to reduce the number of on-site visits from claim verification and to reduce their overall operational and administrative costs for monitoring and handling AgI contracts and allows them to design more accurate and personalised contracts. The BEACON platform, building upon state-of-the-art Earth Observation (EO), weather intelligence, ICT and Blockchain technologies, provides insurance companies operating (or wishing to operate) in the AgI market, with robust and cost-effective tools and services to overcome several limitation in the AgI market and sector. It confidently empowers AgI underwriting procedures and premium calculations, by providing access to, and analysing EO and latest historical and localised meteorological data. Using satellite-based information, coupled with weather intelligence and high-resolution weather forecast, BEACON enables a more accurate damage assessment and claims adjustment along with a potential fraud detection. Moreover, BEACON empowered by blockchain technology, provides a Smart Contracts service, enabling an automated execution of contract clauses to insured parties, reducing the admin costs and burden. An early alert system for potential crop risk, relate to weather conditions, enables AgI companies to timely inform and advice their customers about all necessary actions to mitigate the impact of in their crops. The BEACON website was created and developed as part of the project "Boosting Agricultural Insurance based on Earth Observation data" funded by the European Union's "Innovation Programme Horizon 2020", by virtue of the grant agreement no. 821964, and is coordinated by the Societe Anonyme "Karavias Underwriting". The BEACON website is managed by the CREVIS SPRL, based in Belgium, Rue de la Loi, 26, box7, 1040, Belgium and is legally represented, Taxpayer Identification No. BE 0643.610.341, Tel.: +32(0)485000868, e-mail: info@draxis.gr, and is active in the provision of communication and dissemination activities.


Surrender of use and benefit

All details, documents and illustrations published on this website are the sole property of BEACON, and they are protected by intellectual property laws and industrial. They may not carry out acts of reproduction, modification, distribution or public communication of the website or any of its elements without the prior written consent of BEACON. Any permission to use the same is granted on the proviso that the relevant copyright note is displayed on all copies, that such details are only used for personal purposes, that they are not exploited commercially, that the details are not modified in any way and that all illustrations gained from the website are only used in conjunction with the accompanying text. Users of the website may only make private and personal use of the contents of it. It is absolutely forbidden to use the website or any of its elements for commercial or illegal purposes. BEACON not assume any liability arising the use by others of the content of the website and may exercise all civil or criminal actions that apply to infringements of these rights by the user.


Cookies

We employ the use of cookies. By using BEACON website, you consent to the use of cookies in accordance with BEACON Privacy Policy. Most of the modern-day interactive websites use cookies to enable us to retrieve user details for each visit. Cookies are used in some areas of our site to enable the functionality of this area and ease of use for those people visiting.


Modifications

In order to improve the performance of the website, BEACON reserves the right at any time and without notice to the user, to modify, extend or suspend the presentation, configuration, technical specifications and website services, unilaterally. It also reserves the right to modify at any time these conditions of use and any other particular conditions.


Limited liability

BEACON has compiled the detailed information provided on this website from internal and external sources to the best of its knowledge and belief, using professional diligence. We endeavour to expand and update this range of information on an ongoing basis. The information on this website is purely for the purpose of presenting BEACON and its services. However, no representation is made or warranty given, either expressly or tacitly, for the completeness or correctness of the information on this website. Please be aware that this information although accurate on the day it was published may no longer be up to date. We therefore recommend that you check any information you obtain from this website prior to using it in whatever form. Users of this website declare that they agree to access the website and its content at their own risk. To the extent permitted by law, neither BEACON nor third parties involved in the writing, production or transmission of this website can be held liable for damage or injury resulting from access or the impossibility of access or from the use or impossibility of use of this website or from the fact that you have relied on information given on this website. This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.


Websites of third-party vendors/links

This website contains links/references to third-party websites. By providing such links, BEACON does not give its approval to their contents. Neither does BEACON accept any responsibility for the availability or the contents of such websites or any liability for damage or injury resulting from the use of such contents, of whatever form. BEACON offers no guarantee that pages linked to provide information of consistent quality. Links to other websites are provided to website users merely for the sake of convenience. Users access such websites at their own risk. The choice of links should in no way restrict users to the linked pages.


Details supplied by yourself

The user of this website is fully responsible for the content and correctness of details he or she sends to BEACON as well as for the non-violation of any third-party rights that may be involved in such details. The user gives his or her consent for CREVIS to store such details and to use the same for the purpose of statistical analysis or for any other specified business purpose, unless the information involves personal details, going beyond master data or usage data


Personal data protection

By the mere fact of visiting the Web site is not automatically register any personal data identifying the user. However, BEACON informs users, in accordance with “REGULATION (EU) 2016/679 OF THE EUROPEAN PARLIAMENT And OF THE COUNCIL on April 27 of 2016 relating to the protection of the physical persons regarding personal data processing and the free circulation of these data, with entrance in force the day May 25 of 2018, hereinafter, GDPR”, that access to certain services. BEACON may collect personal data that will be included in a file of its property for the purposes determined in each case. Similarly, BEACON inform the user of the mandatory or optional, as appropriate, of the data requested and if the consequences of providing or refusing to provide. With the completion of data, the user expressly consents in which they are treated by BEACON may exercise their rights of access, rectification, cancellation and opposition under the terms established in the GDPR and implementing regulations, by email sent to info@beacon-h2020.com. The User guarantees the accuracy of the data provided and undertake to keep them updated. BEACON guarantees that it has taken appropriate security measures in accordance with the provisions GDPR.


Credit & Contact addresses

This Terms and conditions page was created by BEACON. If you have any queries regarding any our terms, please contact us via: info@beacon-h2020.com.